The Flexible Benefits/Cafeteria (125) Plan

A Cafeteria (125) Plan is offered through Conexis. A Flexible Benefits Account (FBA) is a valuable benefit that offers the opportunity to save tax dollars.

Eligibility is effective on the first of the month following 30 days of employment. The FBA plan gives you three ways to save: 1) Pre-Tax Premium deduction. 2) Health Care Account 3) Dependent Care Account.

Why should I participate?

A Flexible Benefits Account is a valuable benefit that offers you the opportunity to save tax dollars. Through an FBA, your contribution to the company health plan can be deducted on a pre-tax basis. That alone will increase your take-home pay. Then, you're given the opportunity to save on other predictable living expenses. This can save you hundreds of tax dollars each year.

What is the maximum contribution I can make per year?

• Up to $5,000 per year for eligible dependent care expenses. Single or married filing combined federal income taxes or $2,500 married filing separate federal income taxes.
• Up to $2,000 per year for non-reimbursed medical expenses.
• Pre-Tax Premium Deduction. Your premium contributions to the company health plan are deducted from your paycheck before taxes are calculated, resulting in lower taxable income.

What happens if I don't spend all the money that I have put into the plan during the year?

By law, that money is forfeited. It may not be applied to another year or returned to you. Additionally money deducted for one category of expense may not be applied to another, so it is important that you accurately estimate your annual expenses.

How should I calculate my expenses?

Carefully estimate how much money you will need to spend between your enrollment date and the end of the calendar year (expenses prior to joining the plan cannot be included), and divide by the number of pay periods remaining during the same time period.If I don't join now, may I join later?
If you do not join upon becoming eligible, you must wait until January 1 of the next year.

What if I change my mind after joining?

The contributions you elect at the start of the plan year cannot be increased, decreased or stopped during the plan year due to IRS regulations. There are certain exceptions to this rule, called status change that may allow mid-year changes.

How am I reimbursed for eligible expenses?

Your must complete a claim form, include a receipt and mail or fax the form to:

CONEXIS Flex Claims

P.O. Box 6049

Orange, CA 92863-6049

Fax: (877) 864-9555  Phone: (877) 864-9549

Expenses are reimbursed weekly. However, you have 90 days after the end of the year to submit claims for expenses incurred through the end of preceding year.

What if I have other questions regarding this Account?

Call Conexis Customer Service Department at 1-877-864-9546

Or e-mail / call your recruiter at (310) 822-2022.

Expect Success on every assignment with IMS, The West Coast's Foremost Resource Partner and Provider with almost 30 years of Strategic Problem Solving for Business and Government.

Get the PDF Brochure